Blog | Gustavo A. Fernandez, PA

Gus Fernandez

Jun 28, 20172 min read

3 Ways Every Homebuyer Can Save on Title Insurance

Shop Around for the Best Deal Title insurance involves a two-part process. First, a search of a property’s title history is conducted to...

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FL Supreme Court Extends Statue of Limitation on Foreclosures

Gus Fernandez

Nov 7, 20161 min read

FL Supreme Court Extends Statue of Limitation on Foreclosures

Last week the Florida Supreme Court announced a ruling that threatens more homeowners with foreclosure actions. Generally, lenders have...

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HUD sets FHA requirements for condo financing

Gus Fernandez

Oct 28, 20161 min read

HUD sets FHA requirements for condo financing

For FHA (Federal Housing Administration) funding to be approved, the letter says that the development must show it has “higher reserves,...

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Your next home may be a shipping container

Gus Fernandez

Oct 26, 20161 min read

Your next home may be a shipping container

Read more here. #Home

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Gus Fernandez

Aug 19, 20161 min read

Happy Customers

#closings

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Gus Fernandez

Jul 15, 20161 min read

Homeowners vs. Pokemon Go

The new online craze – Pokemon Go – is causing trouble not only for homeowners but property owners in general. A CNN article by Clara...

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Gus Fernandez

Feb 22, 20161 min read

It took longer to close in January

Mortgage The average time in January climbed to 50 total days, up four days since the “Know Before You Owe” mortgage disclosure rules...

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Gus Fernandez

Feb 15, 20161 min read

Homestead Exemption Filing Deadline

Homestead Exemption Filing Deadline The early part of the year has a number of important deadlines associated with it. One of the most...

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Gus Fernandez

Jan 22, 20162 min read

New FIRPTA Changes

The Foreign Investment in Real Property Tax Act, commonly known as FIRPTA, was originally enacted by Congress in 1980. Congress created...

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Feds Crack Down on Anonymous Buyers in Miami and New York

Gus Fernandez

Jan 14, 20162 min read

Feds Crack Down on Anonymous Buyers in Miami and New York

4395 Pine Tree Drive, with interiors by Artefacto On January 7 we posted a blog about the property located at 4395 Pine Tree Drive that...

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Anonymous buyers pay $19.5 million for Miami Beach mansion

Gus Fernandez

Jan 7, 20161 min read

Anonymous buyers pay $19.5 million for Miami Beach mansion

4395 Pine Tree Drive, with interiors by Artefacto The eight bedroom, eight bathroom, 11,500 square foot spec mansion at 4395 Pine Tree...

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CFPB tells lenders not to worry about small mistakes

Gus Fernandez

Jan 6, 20161 min read

CFPB tells lenders not to worry about small mistakes

The Consumer Financial Protection Bureau (CFPB) issued a letter allaying concerns of mortgage bankers about potential liability and...

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Reports Show Average Days to Close Taking Longer Under TRID

Gus Fernandez

Dec 19, 20151 min read

Reports Show Average Days to Close Taking Longer Under TRID

Ellie Mae’s latest Origination Insight Report shows that the average time to close FHA, conventional and VA loans all increased to 49,...

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GAF PA is a now a Secure Insight Registered Agent

Gus Fernandez

Dec 11, 20151 min read

GAF PA is a now a Secure Insight Registered Agent

#ALTAbestpractices #TitleInsurance #TRID

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TRID Violations Found in 90% of Audited Loans

Gus Fernandez

Dec 11, 20151 min read

TRID Violations Found in 90% of Audited Loans

#CFPB #TitleInsurance #TRID

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Jail Time for Lying on Seller Disclosures

Gus Fernandez

Oct 12, 20152 min read

Jail Time for Lying on Seller Disclosures

According to Florida Realtors® the evidence presented at trial proved that the Sellers discovered a sinkhole beneath their home in 2009....

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CFPB Pushing transition to electronic closings

Gus Fernandez

Aug 11, 20150 min read

CFPB Pushing transition to electronic closings

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More homeowners now qualify for a HARP refinance

Gus Fernandez

Aug 11, 20151 min read

More homeowners now qualify for a HARP refinance

Since then the qualifying standards for a HARP loan have been made less stringent. Under the new changes, now referred to as HARP 2.0,...

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30-day rate locks and the CFPB regulation

Gus Fernandez

Jul 16, 20151 min read

30-day rate locks and the CFPB regulation

Longer closing dates will require longer rate locks. Longer rate lock will almost certainly mean higher fees for borrowers. #TILA #CFPB...

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Supreme Court Same Sex Marriage Ruling and Property Rights

Gus Fernandez

Jun 30, 20151 min read

Supreme Court Same Sex Marriage Ruling and Property Rights

#LGBT #samesexmarriage

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